1. Use of the Website

1.1. Like most websites, CommerceWealth.com collects non-personally identifying information of the sort that web browsers and servers make available. This includes browser type, language preference, referring site, and the date and time of each visitor request. The Company’s purpose in collecting these types of information is to understand how visitors use the Website.

1.2. The Company also collects potentially personally-identifying information like Internet Protocol (“IP”) addresses. Rest assured that the Company does not disclose potentially personally-identifying information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

1.3. Certain visitors to the Website choose to interact with the Website in ways that require the Company to gather personal information which depends on the nature of the interaction. This includes requiring the users who register with an account to provide an email address and other personal identity information. In each case, the Company collects such information only as necessary or appropriate to fulfill the purpose of the visitor’s interaction with the Website

2. Collection of Data Records

2.1. The Client accepts and agrees to the Company’s personal information terms in its entirety and without exceptions upon his/her registration. The relevant Terms and Conditions of the Company includes the provision of security for personal information provided to CommerceWealth. However, this does not guarantee that the Company will not disclose data from any person or agency, whether public or private, if the Company deems it necessary or where the Company has a legal obligation to do so.

2.2. The Company only uses the collected information, documents, and data for reference. The foregoing information that the Client needs to provide includes, but are not limited to, full name and address, contact number, and email address. All collected data and information are stored by the Company for seven (7) years.

2.3. In some cases, the Company may collect other personal information from the Client depending on the nature of appeal or use. These other personal details include but are not limited to social security number, account number, or mortgage or health information. The Company may also collect information regarding the Client’s appointment on the website for security purposes.

2.4. For the complete reference of what types of information and data that the Company collects, please refer to the official documents of the Company: Know Your Customer Policy & Terms and Conditions: Chapter 5. Information and Data.

3. Cookies on the Website

3.1. The Company uses cookies to obtain data that can improve the Clients’ trading experience. Cookies are small files from the Client’s web servers that may be stored to his/her device.

3.2. Cookies enable the Company to see how the Client was able to access the website, which pages are visited, and if the Client is logged on in the website.

3.3. Cookies and other collected data from the website will remain private and will not be distributed or disclosed to third parties.

3.4. Cookies do not contain any account or password information, and the Company will not collect information about other websites that the Client visits.

3.5. The Client can manage his/her allowed and blocked cookies through the web browser he/she uses. By visiting the Company’s website, the Client acknowledges the terms, conditions, and risks herein. The Client can still use the Company’s services if he/she chooses to block the cookies from the website, but some functions may be defective or may not work as designed.

4. Security of Information

4.1. The Company uses security software, systems, and procedures to provide the Clients a safe and secured trading environment. The Company also uses a Secure Socket Layer (“SSL”) encryption technology to protect the information provided through the website. The Company has established security methods to protect the Client’s personal, financial, trading and investing information.

4.2. In spite of the Company’s best effort to protect the Client’s information, the Company cannot and does not guarantee that the collected information or private communications will always remain private.

4.3. The Client acknowledges that the Company will not be liable if any third party unlawfully intercept or access transmissions or private communications. The Company will presume that the Client is able to understand and accept this risk upon his/her use of the Company’s services.

4.4. The Company prioritizes the security and safety of its information and data, including those obtained from its Clients, through encrypting the Company's system when making an end-to-end transaction. However, the Company cannot and does not guarantee that these data will be safe from unauthorized access or hacks.

5. Information Disclosure

5.1. The Company does not sell, license, lease, or otherwise disclose the Client’s personal information to any third party or affiliate if not deemed necessary.

5.2. The Company reserves the right to disclose the information of the Client if such detail is required to provide the service or product the Client has requested, or to provide the Client an opportunity to participate in the products or services that Company’s affiliates offer.

5.3. General information of the Client will also be disclosed to affiliates that assist the Company in operating the website, conducting the Company’s business, or servicing the Clients.

5.4. Under certain circumstances, the Company may also disclose information to third parties, to regulatory, law enforcement or other government authorities if required by law.

5.5. In other instances, information of the Client will be disclosed if:

  • If it is required to comply with a legal obligation
  • If it is necessary to protect and defend the Company’s rights or property
  • If it is to secure the safety of other Clients
  • If it is to protect the service or product of the Company
  • If it is needed to investigate suspicious trading and funding activities